{"id":1158,"date":"2023-06-07T01:28:54","date_gmt":"2023-06-07T01:28:54","guid":{"rendered":"https:\/\/vwgold.com\/consorcio\/?page_id=1158"},"modified":"2023-07-28T00:27:11","modified_gmt":"2023-07-28T03:27:11","slug":"consorcio-servicos","status":"publish","type":"page","link":"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/","title":{"rendered":"Cons\u00f3rcio Servi\u00e7os"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1158\" class=\"elementor elementor-1158\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c1136c6 elementor-section-content-middle elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c1136c6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a96ee8f\" data-id=\"a96ee8f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-194f6ce elementor-widget elementor-widget-heading\" data-id=\"194f6ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cons\u00f3rcio para Servi\u00e7os<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71be398 elementor-widget elementor-widget-text-editor\" data-id=\"71be398\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Entenda como funciona e solicite uma simula\u00e7\u00e3o!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-358d1eb\" data-id=\"358d1eb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a481582 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a481582\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-92cf900\" data-id=\"92cf900\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99b29d5 elementor-widget elementor-widget-heading\" data-id=\"99b29d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qualquer tipo de servi\u00e7o que voc\u00ea imaginar pode ser pago com o cr\u00e9dito do cons\u00f3rcio.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51f49ab elementor-widget elementor-widget-text-editor\" data-id=\"51f49ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fa\u00e7a um investimento inteligente para contratar servi\u00e7os que voc\u00ea tanto sonhou.<\/p><p>Se voc\u00ea tem o desejo de iniciar um novo curso, fazer uma viagem dos sonhos, organizar uma super festa ou outros tipos de servi\u00e7o, mas est\u00e1 com pouco dinheiro, experimente fazer um cons\u00f3rcio e torne o seu desejo uma realidade.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aee1be elementor-widget elementor-widget-heading\" data-id=\"3aee1be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Invista na modalidade de investimento mais segura e barata do mercado.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efebe90 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"efebe90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#simulacao\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-thin-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Fazer uma Simula\u00e7\u00e3o<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2e9115f\" data-id=\"2e9115f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82567c8 elementor-widget elementor-widget-image\" data-id=\"82567c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"759\" src=\"https:\/\/vwgold.com\/consorcio\/wp-content\/uploads\/2023\/06\/pagina-consorcio-servicos.jpg\" class=\"attachment-full size-full wp-image-1275\" alt=\"\" srcset=\"https:\/\/vwgold.com\/consorcio\/wp-content\/uploads\/2023\/06\/pagina-consorcio-servicos.jpg 1000w, https:\/\/vwgold.com\/consorcio\/wp-content\/uploads\/2023\/06\/pagina-consorcio-servicos-300x228.jpg 300w, https:\/\/vwgold.com\/consorcio\/wp-content\/uploads\/2023\/06\/pagina-consorcio-servicos-768x583.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f7031e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f7031e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-982698d\" data-id=\"982698d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f5c510e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f5c510e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f987512\" data-id=\"f987512\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63e28cd elementor-widget elementor-widget-heading\" data-id=\"63e28cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">E como funciona?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1f692f elementor-widget elementor-widget-text-editor\" data-id=\"e1f692f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Diferente de um empr\u00e9stimo, o cons\u00f3rcio funciona como uma poupan\u00e7a programada e voc\u00ea pode adquirir seu carro a partir de contempla\u00e7\u00e3o por sorteio ou lances, fixo e livres. Entenda as etapas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39479c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39479c5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-815c389\" data-id=\"815c389\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-db33c2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"db33c2c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6480c27 elementor-invisible\" data-id=\"6480c27\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_mobile&quot;:&quot;none&quot;,&quot;animation_delay&quot;:100,&quot;background_background&quot;:&quot;classic&quot;,&quot;animation_tablet&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0be36f elementor-widget elementor-widget-jet-animated-box\" data-id=\"c0be36f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-animated-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-animated-box jet-elements\"><div id=\"jet-animated-box-c0be36f\" class=\"jet-animated-box jet-box-effect-18\" data-settings='{\"widgetId\":\"c0be36f\",\"switchEventType\":\"hover\",\"paperFoldDirection\":\"left\",\"slideOutDirection\":\"left\",\"peelCornerPosition\":\"right\"}'>\n\t<div id=\"jet-animated-box__front-c0be36f\" class=\"jet-animated-box__front\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__icon jet-animated-box__icon--front\"><div class=\"jet-animated-box-icon-inner\"><span class=\"jet-elements-icon\"><svg xmlns:xodm=\"http:\/\/www.corel.com\/coreldraw\/odm\/2003\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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c0,5.8-2.4,10.5-7.7,12.7c-3.8,1.5-15.5,0.9-20.4,0.9c-5.1,0-8.8-1.9-11.2-5.7c-1.6-2.5-3-10-3.8-13.5c-0.4-1.4-0.7-3.2-1.1-4.5 L60,87.7L60,87.7z M56,87.2c0,2.2,3.9,18.2,4.7,21.3c1.7,6.3,7.9,11.5,14.7,11.5h18.8c7.3,0,14.8-7.4,14.8-15V83 c0-3.7-2.9-6.8-7.3-6.8c-2.2,0-2.5,0.8-4,1.2c-1.7-3.2-6-4.5-9.8-1.9c-1.9-2.8-3.5-3.3-6.6-3.3c-1.2,0-1.2,0.4-2.3,0.5 c0-6.2,0-12.5,0-18.7c0-3.3,0.3-6.4-0.9-8.4c-2.5-4.1-8.2-4.7-11.1-1.2c-1.4,1.6-1.8,2.9-1.8,5.9c0,1.8,0.2,22.1-0.1,22.9 C64.3,75.7,56,79,56,87.2L56,87.2z\"><\/path> <\/g> <\/svg><\/span><\/div><\/div><div class=\"jet-animated-box__content\"><h3 class=\"jet-animated-box__title jet-animated-box__title--front\">Escolha<br> Seu Plano<\/h3><p class=\"jet-animated-box__description jet-animated-box__description--front\">Diversas op\u00e7\u00f5es para voc\u00ea escolher aquela que melhor se adapta aos seus objetivos.<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n\t<div id=\"jet-animated-box__back-c0be36f\" class=\"jet-animated-box__back\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__icon jet-animated-box__icon--back\"><div class=\"jet-animated-box-icon-inner\"><span class=\"jet-elements-icon\"><svg xmlns:xodm=\"http:\/\/www.corel.com\/coreldraw\/odm\/2003\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Camada_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 120 120\" xml:space=\"preserve\"> <g id=\"Camada_x0020_1\"> <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11,5.4v85.1c0,3.2,3.1,5.6,6.3,5.6h33c3.3,0,3.9-4-0.5-4l-32.4,0 c-2,0-2.8-0.7-2.8-2.6v-83c0-1.9,0.9-2.8,2.8-2.8h66.8c3.4,0,2.8,2.6,2.8,5.9c0,18.8,0.2,38.5,0,57.2c0,2.2,0,3,2.3,3 c0.6,0,1.4-0.8,1.4-1.4v-63c0-2.7-2.7-5.4-5.4-5.4H16.4C13.7,0,11,2.7,11,5.4L11,5.4z M43.1,73.6c0,0.8-0.1,2.3,1.9,2.3h10.1 c2.4,0,2.6-3.7,0-3.7H44.5C44,72.2,43.1,73,43.1,73.6z M43.1,51.6c0,0.8-0.1,2.3,1.9,2.3h14.1c2.3,0,3.2-4-1.2-4H46.2 C44.9,49.9,43.1,50.4,43.1,51.6z 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jet-animated-box__title--back\">Escolha<br> Seu Plano<\/h3><p class=\"jet-animated-box__description jet-animated-box__description--back\">Diversas op\u00e7\u00f5es para voc\u00ea escolher aquela que melhor se adapta aos seus objetivos.<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5837b7f elementor-invisible\" data-id=\"5837b7f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_mobile&quot;:&quot;none&quot;,&quot;animation_delay&quot;:200,&quot;background_background&quot;:&quot;classic&quot;,&quot;animation_tablet&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9d7564 elementor-widget elementor-widget-jet-animated-box\" data-id=\"b9d7564\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-animated-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-animated-box jet-elements\"><div id=\"jet-animated-box-b9d7564\" class=\"jet-animated-box jet-box-effect-18\" data-settings='{\"widgetId\":\"b9d7564\",\"switchEventType\":\"hover\",\"paperFoldDirection\":\"left\",\"slideOutDirection\":\"left\",\"peelCornerPosition\":\"right\"}'>\n\t<div id=\"jet-animated-box__front-b9d7564\" class=\"jet-animated-box__front\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__icon jet-animated-box__icon--front\"><div class=\"jet-animated-box-icon-inner\"><span class=\"jet-elements-icon\"><svg xmlns:xodm=\"http:\/\/www.corel.com\/coreldraw\/odm\/2003\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Camada_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 120 120\" xml:space=\"preserve\"> <g id=\"Camada_x0020_1\"> <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M116.2,71.2v8.7h-8.7c0.4-0.9,0.5-2.1,1.1-3.1C110,74.3,113.2,71.3,116.2,71.2z M11.7,41.5c0,1.4,1,1.9,2.2,2.2c1.4,0.3,2.5,0.7,3.7,1c2.5,0.7,4.9,1.5,7.3,2.1l11,3.1c2.6,0.5,4-2.7,0.7-3.7l-9.7-2.7 c-2.2-0.6-4.1-1.2-6.4-1.8C17.7,40.8,11.7,38.2,11.7,41.5z M94.2,57.2c0-4.5,7-5.2,7,0.5C101.2,61.5,94.2,62,94.2,57.2z M90.5,56.5 c0,2.5,0.3,4,2,5.8c3.8,4.1,12.6,2.8,12.6-5.5c0-3.6-3.2-6.8-6.8-6.8H97C93.8,49.9,90.5,53.3,90.5,56.5z M27.4,71 c0.9,0.4,2.1,0.5,3.1,1.1c2.7,1.4,5.5,4.7,5.5,7.8h-8.7C27.4,79.9,27.4,71,27.4,71z M103.8,79.9H67.7c-0.4-1.6-0.5-5.3-0.5-7.3 c2.3,0.2,9.5,4.1,12.3-5.8l7.7-27c0.5-1.8,1.1-3.7,1.6-5.5h15c0.2,2.9,1.6,5.3,3.3,7.5c0.3,0.3,0.4,0.6,0.7,0.9l3.7,2.7 c1.6,0.8,2.8,1.2,4.7,1.6v20.2C110.4,67.8,104.3,73.7,103.8,79.9z M27.4,61.2L44,65.9c4.1,1.2,3.9,0.2,4,4.4l0.2,9.6h-8.2 c-0.5-6.4-7-12.5-12.7-12.7C27.4,67.3,27.4,61.2,27.4,61.2z 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jet-animated-box__description--front\">Mantenha os pagamentos em dia para poder participar dos sorteios e assembleias.<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n\t<div id=\"jet-animated-box__back-b9d7564\" class=\"jet-animated-box__back\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__icon jet-animated-box__icon--back\"><div class=\"jet-animated-box-icon-inner\"><span class=\"jet-elements-icon\"><svg xmlns:xodm=\"http:\/\/www.corel.com\/coreldraw\/odm\/2003\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Camada_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 120 120\" xml:space=\"preserve\"> <g id=\"Camada_x0020_1\"> <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M116.2,71.2v8.7h-8.7c0.4-0.9,0.5-2.1,1.1-3.1C110,74.3,113.2,71.3,116.2,71.2z M11.7,41.5c0,1.4,1,1.9,2.2,2.2c1.4,0.3,2.5,0.7,3.7,1c2.5,0.7,4.9,1.5,7.3,2.1l11,3.1c2.6,0.5,4-2.7,0.7-3.7l-9.7-2.7 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c0,1,0.9,2.1,1.9,2.1c1.6,0,4.1-5.2,4.8-6.6c1.6-3.3,2.3-4.1,3.8-7.9c2.4-6.1,4.3-11.8,4.3-19.9c0-0.8-0.2-0.9-0.2-1.6 c3.5,0,18.6,0.2,21.3,0c1.8-0.1,3.8-1.7,3.8-3.5V34.5c0-2.7-2.2-3.8-4.7-3.8l-25.3,0c0.2-1.8,0.9-2.4,0.9-4.7 c0-6.2-5.9-7.2-9.9-8.3c-1.7-0.5-3-0.9-4.7-1.4c-6.4-1.9-12.5-3.6-19-5.4C55.3,10.4,21.1,0.2,19,0.2c-6.2,0-7.1,4.9-8.2,8.6 L3.5,34.4C3,36.2,0,45.7,0,47.3L0,47.3z\"><\/path> <\/g> <\/svg><\/span><\/div><\/div><div class=\"jet-animated-box__content\"><h3 class=\"jet-animated-box__title jet-animated-box__title--back\">Contribua<br> Mensalmente<\/h3><p class=\"jet-animated-box__description jet-animated-box__description--back\">Mantenha os pagamentos em dia para poder participar dos sorteios e assembleias.<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-84b668c elementor-invisible\" data-id=\"84b668c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_mobile&quot;:&quot;none&quot;,&quot;animation_delay&quot;:300,&quot;background_background&quot;:&quot;classic&quot;,&quot;animation_tablet&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d48789d elementor-widget elementor-widget-jet-animated-box\" data-id=\"d48789d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-animated-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-animated-box jet-elements\"><div id=\"jet-animated-box-d48789d\" class=\"jet-animated-box jet-box-effect-18\" data-settings='{\"widgetId\":\"d48789d\",\"switchEventType\":\"hover\",\"paperFoldDirection\":\"left\",\"slideOutDirection\":\"left\",\"peelCornerPosition\":\"right\"}'>\n\t<div id=\"jet-animated-box__front-d48789d\" class=\"jet-animated-box__front\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__icon jet-animated-box__icon--front\"><div class=\"jet-animated-box-icon-inner\"><span class=\"jet-elements-icon\"><svg xmlns:xodm=\"http:\/\/www.corel.com\/coreldraw\/odm\/2003\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Camada_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 120 120\" xml:space=\"preserve\"> <g id=\"Camada_x0020_1\"> <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M30.5,8.9c0-1.5,0.5-2.7,1.2-3.4C32.4,4.8,33.9,4,35.2,4h41c1.7,0,4.2,2,4.2,4 v2.1H30.5C30.5,10.1,30.5,8.9,30.5,8.9z M67.7,85.5c-4-2.7-10.1-6.3-15.3-4.1c-2.2,1-3.2,2.5-3.2,5c0,2.7,2.6,4.8,4,6.3l5.1,5.4 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Agora \u00e9 usar seu cr\u00e9dito!<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n\t<div id=\"jet-animated-box__back-e8499d9\" class=\"jet-animated-box__back\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__icon jet-animated-box__icon--back\"><div class=\"jet-animated-box-icon-inner\"><span class=\"jet-elements-icon\"><svg xmlns:xodm=\"http:\/\/www.corel.com\/coreldraw\/odm\/2003\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Camada_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 84 84\" xml:space=\"preserve\"> <g id=\"Camada_x0020_1\"> <path d=\"M65.4,40.3l-0.2,3.1c0.1,0,0.2-0.1,0.4-0.1c0.3-0.1,0.5-0.2,1-0.2c0.7,0,1.2,0.1,1.5,0.4c0.2,0.1,0.3,0.3,0.3,0.5 c0,0.2,0,0.4-0.1,0.6c-0.1,0.3-0.4,0.7-0.6,0.8c-0.3,0.1-0.6,0.1-0.9,0.2c-0.8,0-1.7,0.1-1.8,1.6l-0.8,5.2c0.1-0.1,0.3-0.1,0.4-0.1 l0,0c0.2-0.1,0.4-0.1,0.6-0.2l0,0c0.2-0.1,0.4-0.2,0.5-0.3c0.2-0.1,0.3-0.2,0.5-0.3c1.8-1.3,2.8-2.9,3.3-4.5 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c-0.3-0.1-0.5-0.2-0.6-0.5c-0.1-0.1-0.1-0.3-0.1-0.5c0-0.7,0.5-1,1.4-1.4c1.5-0.8,3.9-2,5.6-7.2c0.1-0.3,0.2-0.6,0.3-1 c0.1-0.3,0.2-0.7,0.3-1.1c0-0.2,0.1-0.5,0.1-0.8c0.1-0.4,0.1-0.9,0.2-1.2c-0.3-0.1-0.7-0.4-1.2-0.7c-0.8-0.5-1.8-1.3-2.2-1.6 c-1-0.8-2.2-1.8-3.1-2.6c-0.9-0.9-1.8-2-2.5-3.1c-0.8-1.1-1.4-2.4-2-3.7c-0.1-0.3-0.3-0.7-0.4-1c-0.1-0.3-0.3-0.7-0.4-1 c-0.2-0.6-0.3-0.9-0.4-1.2c-0.1-0.4-0.1-0.5-0.5-0.7c0,0-0.4-0.1-0.7-0.2l-0.5-0.1c-0.5-0.1-1-0.3-1.4-0.5 c-1.8-0.9-3.5-2.5-4.5-4.4c-1.1-1.9-1.5-4.2-1-6.4c0.1-0.5,0.3-1,0.5-1.5c0.1-0.3,0.3-0.5,0.5-0.7c0.3-0.4,0.6-0.7,0.5-1.4 c0-0.4-0.1-0.7-0.1-1C13.6,37.8,13.5,37.2,13.5,36.5L13.5,36.5z\"><\/path> <\/g> <\/svg><\/span><\/div><\/div><div class=\"jet-animated-box__content\"><h3 class=\"jet-animated-box__title jet-animated-box__title--back\">Seu Sonho<br>Realizado!<\/h3><p class=\"jet-animated-box__description jet-animated-box__description--back\">Momento especial de realiza\u00e7\u00e3o da sua conquista. Agora \u00e9 usar seu cr\u00e9dito!<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-742340d elementor-widget elementor-widget-menu-anchor\" data-id=\"742340d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"simulacao\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc297af elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bc297af\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e79ceb9\" data-id=\"e79ceb9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c4a7c7c elementor-widget elementor-widget-heading\" data-id=\"c4a7c7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simule em <br>poucos cliques!\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4510e2c elementor-widget elementor-widget-text-editor\" data-id=\"4510e2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Preencha o formul\u00e1rio para que um de nossos consultores encontre o melhor plano para realizar o seu sonho!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a268484\" data-id=\"a268484\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-751db6a elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"751db6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Pr\\u00f3ximo&quot;,&quot;step_previous_label&quot;:&quot;Anterior&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Site: Solicite uma Simula\u00e7\u00e3o\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1158\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"751db6a\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"VW Gold\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-nome elementor-col-33 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-nome\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNome\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[nome]\" id=\"form-field-nome\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Nome\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-33 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tE-mail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"E-mail\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-maskphone_with_ddd elementor-field-group elementor-column elementor-field-group-whatsapp elementor-col-33 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-whatsapp\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tWhatsApp\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[whatsapp]\" id=\"form-field-whatsapp\" class=\"elementor-field elementor-size-sm  elementor-field-textual phone_with_ddd\" required=\"required\" aria-required=\"true\" placeholder=\"WhatsApp\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-estado elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-estado\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEstado:\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[estado]\" id=\"form-field-estado\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Estado\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-cidade elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-cidade\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tCidade:\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[cidade]\" id=\"form-field-cidade\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Cidade:\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-simular_por elementor-col-33 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-simular_por\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tSimular por:\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper \">\n\t\t\t<select name=\"form_fields[simular_por]\" id=\"form-field-simular_por\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecione\">Selecione<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Valor do Cr\u00e9dito\">Valor do Cr\u00e9dito<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Valor da Parcela\">Valor da Parcela<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-maskmoney elementor-field-group elementor-column elementor-field-group-valor_credito elementor-col-33 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-valor_credito\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tValor do Cr\u00e9dito:\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[valor_credito]\" id=\"form-field-valor_credito\" class=\"elementor-field elementor-size-sm  elementor-field-textual money\" required=\"required\" aria-required=\"true\" placeholder=\"Valor do Cr\u00e9dito:\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-maskmoney elementor-field-group elementor-column elementor-field-group-valor_parcela elementor-col-33 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-valor_parcela\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tValor da Parcela:\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[valor_parcela]\" id=\"form-field-valor_parcela\" class=\"elementor-field elementor-size-sm  elementor-field-textual money\" required=\"required\" aria-required=\"true\" placeholder=\"Valor da Parcela:\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button type=\"submit\" class=\"elementor-button elementor-size-sm\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\" elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicitar Simula\u00e7\u00e3o<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eebeb4f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eebeb4f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dd7057e\" data-id=\"dd7057e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9db32f5 elementor-widget elementor-widget-heading\" data-id=\"9db32f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tire suas d\u00favidas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-baf1c1f elementor-widget elementor-widget-heading\" data-id=\"baf1c1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Perguntas Frequentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0fc0005 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0fc0005\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d8fb70d\" data-id=\"d8fb70d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27b76be elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"27b76be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-27b76be\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"27b76be\" data-accordion-type=\"accordion\" data-toogle-speed=\"600\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"como-funciona-o-consrcio\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-4161\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><\/span><span class=\"eael-accordion-tab-title\">Como funciona o cons\u00f3rcio?<\/span><i aria-hidden=\"true\" class=\"fa-toggle icon icon-cheveron-right\"><\/i><\/div><div id=\"elementor-tab-content-4161\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"como-funciona-o-consrcio\"><p>O Sistema de Cons\u00f3rcio \u00e9 uma modalidade de compra baseada na uni\u00e3o de pessoas f\u00edsicas ou jur\u00eddicas, que tem como objetivo comum adquirir bens m\u00f3veis ou im\u00f3veis de forma parcelada. Essas pessoas, os consorciados recebem um n\u00famero de identifica\u00e7\u00e3o (cota) e formam um grupo. Atrav\u00e9s de contribui\u00e7\u00f5es mensais, arrecadam o valor necess\u00e1rio para as contempla\u00e7\u00f5es, ou seja, a entrega dos bens escolhidos.<\/p><p>Atualmente o cons\u00f3rcio \u00e9 a forma mais vantajosa e pr\u00e1tica de investimento, pois permite a aquisi\u00e7\u00e3o do bem desejado de forma planejada e com valores acess\u00edveis!<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"quem-fiscaliza-o-consrcio\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-4162\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><\/span><span class=\"eael-accordion-tab-title\">Quem fiscaliza o Cons\u00f3rcio?<\/span><i aria-hidden=\"true\" class=\"fa-toggle icon icon-cheveron-right\"><\/i><\/div><div id=\"elementor-tab-content-4162\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"quem-fiscaliza-o-consrcio\"><p>O Banco Central do Brasil, de acordo com a Lei n\u00ba 11.795\/2008, \u00e9 a autoridade competente para normatizar e fiscalizar o Sistema de Cons\u00f3rcios no Brasil.<\/p><p>\u00a0<\/p><p>Atualmente o cons\u00f3rcio \u00e9 a forma mais vantajosa e pr\u00e1tica de investimento, pois permite a aquisi\u00e7\u00e3o do bem desejado de forma planejada e com valores acess\u00edveis!<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"grupos-como-funcionam\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-4163\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><\/span><span class=\"eael-accordion-tab-title\">Grupos: como funcionam?<\/span><i aria-hidden=\"true\" class=\"fa-toggle icon icon-cheveron-right\"><\/i><\/div><div id=\"elementor-tab-content-4163\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"grupos-como-funcionam\"><p>O grupo \u00e9 formado por um n\u00famero determinado de participantes e com um prazo pr\u00e9 estipulado pela administradora podendo ser:<\/p><ul><li><strong>Grupo em Forma\u00e7\u00e3o:<\/strong>\u00a0ainda n\u00e3o ocorreu a assembleia de constitui\u00e7\u00e3o e est\u00e1 em processo de capta\u00e7\u00e3o de novos consorciados, at\u00e9 completarmos o n\u00famero de participantes necess\u00e1rio.<\/li><li><strong>Grupo em Andamento:<\/strong>\u00a0nesse caso j\u00e1 ocorreu a assembleia de constitui\u00e7\u00e3o e o grupo j\u00e1 est\u00e1 operando. \u00c9 poss\u00edvel a inclus\u00e3o de novos consorciados, se houver vagas.<\/li><li>O grupo pode ser composto por cr\u00e9ditos de valores diferenciados de acordo com o seu segmento: m\u00f3vel ou im\u00f3vel.<\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"a-cota-de-consrcio\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-4164\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><\/span><span class=\"eael-accordion-tab-title\">A Cota de Cons\u00f3rcio<\/span><i aria-hidden=\"true\" class=\"fa-toggle icon icon-cheveron-right\"><\/i><\/div><div id=\"elementor-tab-content-4164\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"a-cota-de-consrcio\"><p>\u00c9 um n\u00famero de identifica\u00e7\u00e3o que representa o consorciado individualmente dentro do grupo e \u00e9 fornecido pela administradora aleatoriamente.<\/p><p>Todo o hist\u00f3rico de pagamento e participa\u00e7\u00e3o, bem como as caracter\u00edsticas do plano escolhido pelo consorciado, fica registrado e vinculado a esse n\u00famero de cota.<\/p><p>\u00a0<\/p><p><strong>Sua participa\u00e7\u00e3o \u00e9 bem simples:<\/strong><\/p><p>Ao adquirir um Cons\u00f3rcio voc\u00ea poder\u00e1 escolher o valor do seu cr\u00e9dito e em quanto tempo deseja pag\u00e1-lo, isso ficar\u00e1 registrado em seu contrato de ades\u00e3o.<\/p><p>Realizando os pagamentos mensalmente na data do vencimento, voc\u00ea participa das assembleias todos os meses e pode ser contemplado por sorteio ou lance. Ap\u00f3s ser contemplado, poder\u00e1 usufruir da sua carta de cr\u00e9dito e adquirir o bem escolhido.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"o-que-contemplao\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-4165\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><\/span><span class=\"eael-accordion-tab-title\">O que \u00e9 contempla\u00e7\u00e3o?<\/span><i aria-hidden=\"true\" class=\"fa-toggle icon icon-cheveron-right\"><\/i><\/div><div id=\"elementor-tab-content-4165\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"o-que-contemplao\"><p>\u00c9 a atribui\u00e7\u00e3o do cr\u00e9dito ao consorciado, seja por lance ou sorteio. Todos os meses o consorciado tem chances de ser contemplado, desde que esteja com as parcelas em dia.<\/p><p>Conhe\u00e7a as modalidades de contempla\u00e7\u00e3o:<\/p><p>\u00a0<\/p><p><strong>Sorteio:<\/strong><\/p><p>\u00c9 realizado atrav\u00e9s de globo esf\u00e9rico e s\u00e3o retiradas 10 bolinhas, sendo que a 10\u00aa bolinha \u00e9 o n\u00famero sorteado, e as demais consideradas reservas na ordem inversa.<\/p><p>\u00a0<\/p><p><strong>Lance<\/strong><\/p><p>Percentual ofertado pelo consorciado. O contemplado ser\u00e1 definido de acordo com a maior oferta em percentual, condicionado ao saldo do grupo, ou em caso de empate com base na 10\u00ba bolinha retirada do globo.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"utilizao-do-crdito-contemplado\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-4166\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><\/span><span class=\"eael-accordion-tab-title\">Utiliza\u00e7\u00e3o do Cr\u00e9dito Contemplado<\/span><i aria-hidden=\"true\" class=\"fa-toggle icon icon-cheveron-right\"><\/i><\/div><div id=\"elementor-tab-content-4166\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"utilizao-do-crdito-contemplado\"><div class=\"code-answer\"><p>Para utilizar o cr\u00e9dito, o consorciado ativo contemplado dever\u00e1 apresentar garantias ao grupo, que estar\u00e3o indicadas no contrato firmado. O consorciado contemplado dever\u00e1 comunicar a sua op\u00e7\u00e3o de compra \u00e0 administradora formalmente.<\/p><p>\u00a0<\/p><p>No caso de aquisi\u00e7\u00e3o de im\u00f3vel residencial, o consorciado poder\u00e1 utilizar o saldo da sua conta vinculada ao FGTS para ofertar lance, amortizar, liquidar ou pagar parte das presta\u00e7\u00f5es do cons\u00f3rcio ou complementar o cr\u00e9dito, conforme as atuais regras constantes do manual da Caixa Econ\u00f4mica Federal, \u00f3rg\u00e3o gestor do FGTS.<\/p><p>\u00a0<\/p><p>O contemplado poder\u00e1 destinar o cr\u00e9dito para a quita\u00e7\u00e3o total de financiamento de sua titularidade, sujeita \u00e0 pr\u00e9via anu\u00eancia da administradora e ao atendimento de condi\u00e7\u00f5es estabelecidas no contrato de cons\u00f3rcio. O consorciado contemplado poder\u00e1, ainda, solicitar a convers\u00e3o do cr\u00e9dito em dinheiro, ap\u00f3s 180 dias da contempla\u00e7\u00e3o. Para tanto, dever\u00e1 pagar integralmente o d\u00e9bito junto ao grupo e \u00e0 administradora, cujo valor poder\u00e1 ser deduzido do cr\u00e9dito a que tem direito.<\/p><\/div><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cons\u00f3rcio para Servi\u00e7os Entenda como funciona e solicite uma simula\u00e7\u00e3o! Qualquer tipo de servi\u00e7o que voc\u00ea imaginar pode ser pago com o cr\u00e9dito do cons\u00f3rcio. Fa\u00e7a um investimento inteligente para contratar servi\u00e7os que voc\u00ea tanto sonhou. Se voc\u00ea tem o desejo de iniciar um novo curso, fazer uma viagem dos sonhos, organizar uma super festa [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1158","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cons\u00f3rcio de Servi\u00e7os<\/title>\n<meta name=\"description\" content=\"Com uma carta de cr\u00e9dito do Cons\u00f3rcio de Servi\u00e7os voc\u00ea pode realizar procedimentos est\u00e9ticos, cir\u00fargicos, contratar profissionais para festas e eventos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cons\u00f3rcio de Servi\u00e7os\" \/>\n<meta property=\"og:description\" content=\"Com uma carta de cr\u00e9dito do Cons\u00f3rcio de Servi\u00e7os voc\u00ea pode realizar procedimentos est\u00e9ticos, cir\u00fargicos, contratar profissionais para festas e eventos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/\" \/>\n<meta property=\"og:site_name\" content=\"VW Gold\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100076159571432\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-28T03:27:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vwgold.com\/consorcio\/wp-content\/uploads\/2023\/06\/pagina-consorcio-servicos.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/\",\"url\":\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/\",\"name\":\"Cons\u00f3rcio de Servi\u00e7os\",\"isPartOf\":{\"@id\":\"https:\/\/vwgold.com\/consorcio\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/vwgold.com\/consorcio\/wp-content\/uploads\/2023\/06\/pagina-consorcio-servicos.jpg\",\"datePublished\":\"2023-06-07T01:28:54+00:00\",\"dateModified\":\"2023-07-28T03:27:11+00:00\",\"description\":\"Com uma carta de cr\u00e9dito do Cons\u00f3rcio de Servi\u00e7os voc\u00ea pode realizar procedimentos est\u00e9ticos, cir\u00fargicos, contratar profissionais para festas e eventos.\",\"breadcrumb\":{\"@id\":\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/#primaryimage\",\"url\":\"https:\/\/vwgold.com\/consorcio\/wp-content\/uploads\/2023\/06\/pagina-consorcio-servicos.jpg\",\"contentUrl\":\"https:\/\/vwgold.com\/consorcio\/wp-content\/uploads\/2023\/06\/pagina-consorcio-servicos.jpg\",\"width\":1000,\"height\":759},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/vwgold.com\/consorcio\/consorcio-servicos\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/vwgold.com\/consorcio\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cons\u00f3rcio Servi\u00e7os\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/vwgold.com\/consorcio\/#website\",\"url\":\"https:\/\/vwgold.com\/consorcio\/\",\"name\":\"VW Gold\",\"description\":\"O Cons\u00f3rcio que valoriza seus sonhos!\",\"publisher\":{\"@id\":\"https:\/\/vwgold.com\/consorcio\/#organization\"},\"alternateName\":\"VW Gold - 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